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Travel Coverage

When life adventures take you abroad, you want the peace of mind that travel insurance provides. Travel health insurance helps short-term vacationers, students, or missionaries find access to quality healthcare no matter where they are in the world.

Even if you have a health insurance plan, your coverage is limited when traveling internationally. In the event you need to be treated, hospitalized, or evacuated elsewhere, you may be responsible for the costs. 

At Twin City Underwriters, we work with you to enroll in a travel health insurance plan that is affordable and will sufficiently cover your needs during your trip(s).

Benefits of Travel Health Insurance

Travel health insurance with Twin City Underwriters includes options for medical and transport benefits for travelers. These include:

Covering Your Medical Needs

The most comprehensive plans will include coverage of hospitalizations, surgeries, and medically necessary evacuations, along with more basic services like physician office visits, ambulance services, prescription medications, and more.

Covers Both Business and Personal Travel

Whether you’re traveling on a business trip or traveling for leisure, coverage is available to you. Depending on the extent of your policy, you’ll be guaranteed coverage that meets your needs.

Peace of Mind

With travel insurance, you’ll be able to keep your focus on your work, experiencing the local culture, having fun and relaxing while on your trip. Clearly understanding your needs will help you decide what plan or policy you should get. If you need help, contact Twin City Underwriters to get a more in-depth look at what policy will work best for you. Or click below to enroll!

BCBS Global Solutions with Twin City Underwriters

BlueCross Blue Shield Global Solutions, formerly known as GeoBlue, provides peace of mind to world travelers and ex-pats living a global lifestyle through convenient and accessible travel medical insurance options. BlueCross Blue Shield Global Solutions provides access to an elite network of providers, innovative mobile and online tools, the convenience of telemedicine tools, and exceptional customer service.

Unlike domestic health insurance plans that may include some international coverage, BlueCross Blue Shield Global Solutions protects you even before the emergency. Watch the Tale of Two Trips video to see the coverage in action.

Types of Plans

General Plans:

Single Trip or Multi-Trip

ideal for international leisure, families with kids that you want to visit that live abroad permanently or temporarily, or even business travel. Coverage available up to age 95, pre-existing coverage on most plans, up to $1 million in coverage, direct billing - you do not need to front any money once you signed up for a plan!

Single trips are coverage for up to 182 days

Multi trip plans provide annual coverage for first 70 days of each trip

 

Long-Term

ex-pats or those who live outside of their native country. 

Visit BlueCross BlueShield Global Solutions for more information on general plans or specialty plans and the coverage associated with each plan.

MedJetAssist with Twin City Underwriters

MedjetAssist, a worldwide air-medical transport program that is available to travelers on a membership basis. MedjetAssist will arrange a medical transfer for members who are hospitalized on an inpatient basis more than 150 miles from their home, either domestically or abroad, to the hospital of their choice in their home country.

  • This is a pre-paid membership with no monetary limit to the program benefits.
  • Domestic air medical evacuation services normally average $20,000 while international transports can exceed $100,000.
  • The membership fee is the only expenditure for complete domestic and international protection.
  • Because MedjetAssist is not insurance, there are no co-payments, deductibles, or claim forms, and no health questions are asked for those under the age of 75

CLICK HERE to learn more about the air-medical transport program from MedjetAssist.