Twin City Underwriters
Planning for retirement can bring many emotions - excitement, confusion, and even fear of the unknown. Having confidence in your financial well-being is one of the best ways to establish a joyful … [Read more...] about Financial Planning As You Retire
When deciding on a life insurance policy that meets your needs, it is helpful to know the options and how they differ. Here, we will review how term life insurance and whole life insurance policies … [Read more...] about Term vs. Whole Life Insurance: What’s the Difference?
November is National Diabetes Month, making this is an ideal time to revisit the disease's significance and its impact on many lives. An estimated 33% of people 65 and older have diabetes (2022). … [Read more...] about Understanding Medicare and Diabetes Coverage
When applying for a life insurance policy, it is helpful to know the different types of life insurance underwriting you may experience as you go through the approval process. Letâs look at what it … [Read more...] about An Introduction to Life Insurance Underwriting
What is a MYGA? MYGA stands for Multi-Year Guaranteed Annuity. This specific type of annuity offers a guaranteed fixed interest rate for an established period of time selected by the owner (e.g. 4% … [Read more...] about Understanding Multi-Year Guaranteed Annuities
As you age, it may be important to leave a piece of lifeâs greatness to your future generations. That can mean sharing an heirloom that has been passed down from prior generations, contributing … [Read more...] about Buying Life Insurance for the Grandkids
Prepare yourself: we are about to enter the season of Medicare advertising. Soon you wonât be able to escape the barrage of mail, television, and online commercials about Medicare. Insurance … [Read more...] about Medicare Commercials: Deciphering Fact from Fiction
With multiple kinds of annuities available, it is important to know how each of them works. Looking at an annuity in its entirety, the common goal is to increase the value of the amount vested and … [Read more...] about What is a Fixed Annuity?
Letâs look deeper into the different types of beneficiaries that can be assigned and the idea behind each of them. We will also cover what kinds of things may trigger an update to the beneficiary … [Read more...] about Understanding Life Insurance Beneficiaries
In What Ways Can Preexisting Conditions Affect my Approval for a Life Insurance Policy? Insurance companies look at two major factors when underwriting a life insurance policy: age and health. These … [Read more...] about How Can Preexisting Conditions Affect Life Insurance Approval?
If you need to increase your life insurance coverage outside of an enrollment period or above set coverage limits, you may have to undergo a life insurance health exam. That may sound intimidating, … [Read more...] about What You Can Expect in a Life Insurance Health Exam
Life insurance can be an intimidating topic. And if youâre young and healthy, itâs easy to put off. But itâs a good idea to buy life insurance plan before you may need it. There are many different … [Read more...] about Who Should Buy Life Insurance?
As you age and reach new life milestones â marriage, homeownership, the birth of a child, retirement â your life insurance needs will change too. This can create a challenge. You donât want to pay for … [Read more...] about The Life Insurance Ladder Strategy
Has your life changed since you took out your life insurance policy? Itâs very common. Perhaps you were newly married when you first signed up for insurance. Now youâre in a new home with a baby on … [Read more...] about How to Increase Life Insurance Coverage
When signing up for a life insurance plan, balance is important. You want to get the right amount of coverage for your needs and goals, without overpaying for coverage you donât need. Unfortunately, … [Read more...] about How Much Life Insurance Do I Need?
