Twin City Underwriters

Travel Coverage

 

When life adventures take you abroad, you want the peace of mind that travel insurance provides. Travel health insurance helps short-term vacationers, students, or missionaries find access to quality healthcare no matter where they are in the world.

Even if you have a health insurance plan, your coverage is limited when traveling internationally. In the event you need to be treated, hospitalized, or evacuated elsewhere, you may be responsible for the costs. 

At Twin City Underwriters, we work with you to enroll in a travel health insurance plan that is affordable and will sufficiently cover your needs during your trip(s).

Benefits of Travel Health Insurance

Travel health insurance with Twin City Underwriters includes options for medical and transport benefits for travelers. These include:

Covering Your Medical Needs

The most comprehensive plans will include coverage of hospitalizations, surgeries, and medically necessary evacuations, along with more basic services like physician office visits, ambulance services, prescription medications, and more.

Covers Both Business and Personal Travel

Whether you’re traveling on a business trip or traveling for leisure, coverage is available to you. Depending on the extent of your policy, you’ll be guaranteed coverage that meets your needs.

Peace of Mind

With travel insurance, you’ll be able to keep your focus on your work, experiencing the local culture, having fun and relaxing while on your trip. Clearly understanding your needs will help you decide what plan or policy you should get. If you need help, contact Twin City Underwriters to get a more in-depth look at what policy will work best for you.

GeoBlue with Twin City Underwriters

GeoBlue provides peace of mind to world travelers and ex-pats living a global lifestyle through convenient and accessible travel medical insurance options. GeoBlue provides access to an elite network of providers, innovative mobile and online tools, the convenience of telemedicine tools, and exceptional customer service.

Unlike domestic health insurance plans that may include some international coverage, GeoBlue ensures you are protected when traveling. Watch the Tale of Two Trips video to see GeoBlue international health insurance in action.

Types of GeoBlue Travel Medical Insurance Plans

General Plans:

VOYAGER Single Trip:

The Voyager Single Trip travel plan is ideal for international leisure, missionary, or business travel. You can choose between Voyager Choice and Voyager Essential.

Trekker Multi-Trip:

For those who are taking multiple trips, the Trekker plan is another option. The Trekker plan has two options to choose from: Trekker Choice and Trekker Essential.

XPLORER Long-Term:

The XPLORER long-term plan covers ex-pats or those who live outside of their native country. This plan is available worldwide with comprehensive USA coverage or worldwide with no USA coverage.

Specialty Plans:

If you’re traveling and need more specific coverage, GeoBlue offers several medical plans to cover group travel, long-term travel for education, long-term travel for maritime crew members, and long-term travel for missionaries. There is also offer a plan for coverage for corporate travel employees in both the short-term and long-term. 

Visit GeoBlue for more information on general plans or specialty plans and the coverage associated with each plan.

MedJetAssist with Twin City Underwriters

MedjetAssist, a worldwide air-medical transport program that is available to travelers on a membership basis. MedjetAssist will arrange a medical transfer for members who are hospitalized on an inpatient basis more than 150 miles from their home, either domestically or abroad, to the hospital of their choice in their home country.

  • This is a pre-paid membership with no monetary limit to the program benefits.
  • Domestic air medical evacuation services normally average $20,000 while international transports can exceed $100,000.
  • The membership fee is the only expenditure for complete domestic and international protection.
  • Because MedjetAssist is not insurance, there are no co-payments, deductibles, or claim forms, and no health questions are asked for those under the age of 75

CLICK HERE to learn more about the air-medical transport program from MedjetAssist.

"traveling with Medicare Advantage"

Benefits of MedJetAssist

All-Expense Paid Transport

If you become sick, injured or need any sort of medical assistance where hospitalization is necessary, MedJetAssist will cover expenses for trips from hospital to hospital.

No Hassle

No medical questions are required to enroll (under the age of 75), and there are no medical cost caps. There are no claim forms, and no preexisting conditions or adventure travel exclusions.

Language Translation Assistance

If you are in a different country, language barriers can be a problem during a medical emergency. With MedjetAssist, you can contact an interpreter over the phone for immediate attention.

Seamless Transfers

Ignore the paperwork and delays associated with other programs. With MedJetAssist, their team will handle all transfers from start to finish.

Medical Consultation

Getting injured on a trip is less than ideal. MedJetAssist provides you with personal conversations with a physician over the phone if there is an injury or illness during your trip.

Transfer of Mortal Remains

Nobody likes to think about death. In the event of a loss during a trip, the MedJetAssist team will handle everything. These situations are often complicated and require many steps to get the coverage you need. MedJetAssist makes it easy.

Do you have questions about our travel insurance plans? Get in touch today.

MedJetAssist Memberships

This plan is available to individuals and families, up to the age of 75. This plan covers members who are hospitalized 150 miles or more from your primary residence, providing medical transportation to a home-country hospital of your choice.

In addition, MedJetAssist also offers Diamond Memberships for individuals between the ages of 75 and 84. Other plan options include:

  • Short-Term Memberships
  • Collegiate Memberships
  • Expatriate Memberships
  • Motorcycle
  • Domestic-Only Membership

Contact Twin City Underwriters to learn more about these options.

Whether you’re taking a short vacation or heading off for the trip of a lifetime, travel health insurance will ensure that you stay healthy and safe, without accruing significant medical expenses. To learn more or sign up for travel medical insurance, contact one of our experienced insurance agents.