The Life Insurance Ladder Strategy
As you age and reach new life milestones – marriage, homeownership, the birth of a child, retirement – your life insurance needs will change too. This can create a challenge. You don’t want to pay for ...
What is the Medicare Donut Hole?
What is the donut hole? Will it affect me? When will that happen and how long does it last? You may have heard the phrase “Donut Hole” when it comes to Medicare. Unfortunately, this isn’t referring to ...
How to Increase Life Insurance Coverage
Has your life changed since you took out your life insurance policy? It’s very common. Perhaps you were newly married when you first signed up for insurance. Now you’re in a new home with a baby on ...
Are Skilled Nursing Services Covered by Medicare?
Whether you’re recovering from an injury, a planned medical procedure, or simply need extra care following a hospitalization, skilled nursing services can cover care needs during the transition ...
How Much Life Insurance Do I Need?
When signing up for a life insurance plan, balance is important. You want to get the right amount of coverage for your needs and goals, without overpaying for coverage you don’t need. Unfortunately, ...
Why Hospital Admittance Classification Could Impact Medicare Coverage
If you or a loved one is admitted to the hospital, whether for a routine procedure or an unexpected illness, it can be a stressful experience. Of the many details to keep track of, the patient’s ...
4 Things to Know About Permanent Life Insurance
Permanent life insurance refers to life insurance policies that do not expire. Two common insurance types that fall under this umbrella are whole and universal life insurance. If you want life ...
Tips to Avoid Medicare Fraud
It often feels like we hear about a new scam targeting seniors nearly every day. And while it’s true that Medicare fraud and similar schemes can be incredibly harmful, you can save yourself the worry ...
What Happens to Debt After Death?
When a loved one passes away, there are a lot of tasks to complete. And that’s in addition to dealing with the grief and loss you’re experiencing. One common question among surviving family members is ...
6 Tips for Filing a Medicare Appeal
Has your Medicare plan unexpectedly denied coverage for a doctor visit, medical procedure, prescription medication, supply item or hospital stay? You have the right to appeal, and for that appeal to ...
5 Reasons to Buy Life Insurance
When you’re healthy, life insurance can seem like an unnecessary expense. However, as we’ve all learned over the past year, health, safety and stability are incredibly tenuous. It only takes one ...
What is a Medicare Advantage Plan (And Do I Need One?)
What Is a Medicare Advantage Plan? A Medicare Advantage Plan offers coverage through a private company instead of through government-provided Medicare. One way to receive your Medicare Coverage is by ...
Understanding the Different Types of Life Insurance
It is difficult to understand the different options for life insurance – and determine which plan is right for you. Here, we’ll review the various types of life insurance and how to navigate selecting ...
Frequently Asked Questions About Medicare Advantage Plans
Are you currently enrolled in a Medicare Advantage Plan or are you thinking of joining a Medicare Advantage Plan? Here are the top questions we receive about Medicare Advantage Plans and what you need ...
Dental Coverage for Medicare Recipients
The health of your mouth, teeth and gums can greatly affect your overall health and wellbeing. Therefore, maintaining oral and dental health is increasingly important. For seniors, having affordable ...
Where to Find Medicare Information Meetings in Minnesota
For most people, the earliest you may start your Medicare is the first day of the month you turn 65. But the information gathering process starts long before that. Your research will likely begin ...
What Are Medicare Election Periods?
Whether you’re new to Medicare or have been enrolled for years, figuring out when you’re able to enroll or make changes to your plan can be difficult. There is a set timeframe for when you’re first ...
Virtual Family Activities to Stay Connected While Apart
This year, in-person social gatherings aren’t possible in the interest of health and safety. Thankfully, technology can keep us connected. Keeping in touch can reduce feelings of isolation thereby ...
Insulin Coverage Through Medicare Part D
Diabetes currently affects more than 3.3 million Medicare beneficiaries. Medicare Part D changes, specifically Insulin coverage and related expenses, are about to change. What does this mean for you? ...
How to Find a Medicare Insurance Broker in Minneapolis
Medicare plans and options can be difficult to decipher on your own. As deadlines near, the pressure to choose can be overwhelming. Eliminate the stress of Medicare selection and enrollment with the ...
What is Low Income Subsidy for Medicare Prescription Drug Coverage?
Prescription drug costs can be a significant out-of-pocket expense. However, you may be eligible for a government program that helps pay for Medicare Part D prescription drug costs. In this blog, ...
How to Sign Up and Watch a Webinar on Zoom
From family reunions to Medicare webinars, social gatherings have moved online this year. One of the most popular meeting software tools is Zoom. Like in-person gatherings, you can still raise your ...
What to Consider When Comparing Medicare Plans
Choosing a Medicare plan isn’t easy. There are an almost endless number of options and it can be confusing to understand your options. When comparing plans, follow these guidelines from Medicare.gov ...
How to Get Info About Plan Annual Notice of Change in 2020
Each fall, everyone who is in a Medicare plan will receive an important document in the mail – a Plan Annual Notice of Change. What is a Plan Annual Notice of Change (ANOC)? An ANOC is a Plan ...
How to Apply Online for Medicare Part B During a Special Enrollment Period
If you currently have Medicare Part A and are thinking of fully transitioning to Medicare, you may be wondering what you need to do to apply for Medicare Part B. With the current pandemic, there have ...
