5 Reasons to Buy Life Insurance
When you’re healthy, life insurance can seem like an unnecessary expense. However, as we’ve all learned over the past year, health, safety and stability are incredibly tenuous. It only takes one ...
by Kari Mellone
When you’re healthy, life insurance can seem like an unnecessary expense. However, as we’ve all learned over the past year, health, safety and stability are incredibly tenuous. It only takes one ...
by Tom Peterson
What Is a Medicare Advantage Plan? A Medicare Advantage Plan offers coverage through a private company instead of through government-provided Medicare. One way to receive your Medicare Coverage is by ...
by Debby Jesser
It is difficult to understand the different options for life insurance – and determine which plan is right for you. Here, we’ll review the various types of life insurance and how to navigate selecting ...
by Todd Lewison
Are you currently enrolled in a Medicare Advantage Plan or are you thinking of joining a Medicare Advantage Plan? Here are the top questions we receive about Medicare Advantage Plans and what you need ...
by Kari Mellone
The health of your mouth, teeth and gums can greatly affect your overall health and wellbeing. Therefore, maintaining oral and dental health is increasingly important. For seniors, having affordable ...
by Tom Peterson
For most people, the earliest you may start your Medicare is the first day of the month you turn 65. But the information gathering process starts long before that. Your research will likely begin ...
by Debby Jesser
Whether you’re new to Medicare or have been enrolled for years, figuring out when you’re able to enroll or make changes to your plan can be difficult. There is a set timeframe for when you’re first ...
by Todd Lewison
This year, in-person social gatherings aren’t possible in the interest of health and safety. Thankfully, technology can keep us connected. Keeping in touch can reduce feelings of isolation thereby ...
by Kari Mellone
Diabetes currently affects more than 3.3 million Medicare beneficiaries. Medicare Part D changes, specifically Insulin coverage and related expenses, are about to change. What does this mean for you? ...
by Debby Jesser
Medicare plans and options can be difficult to decipher on your own. As deadlines near, the pressure to choose can be overwhelming. Eliminate the stress of Medicare selection and enrollment with the ...
by Kari Mellone
Prescription drug costs can be a significant out-of-pocket expense. However, you may be eligible for a government program that helps pay for Medicare Part D prescription drug costs. In this blog, ...
by Tom Peterson
From family reunions to Medicare webinars, social gatherings have moved online this year. One of the most popular meeting software tools is Zoom. Like in-person gatherings, you can still raise your ...
by Debby Jesser
Choosing a Medicare plan isn’t easy. There are an almost endless number of options and it can be confusing to understand your options. When comparing plans, follow these guidelines from Medicare.gov ...
by Todd Lewison
Each fall, everyone who is in a Medicare plan will receive an important document in the mail – a Plan Annual Notice of Change. What is a Plan Annual Notice of Change (ANOC)? An ANOC is a Plan ...
by Kari Mellone
If you currently have Medicare Part A and are thinking of fully transitioning to Medicare, you may be wondering what you need to do to apply for Medicare Part B. With the current pandemic, there have ...
by Debby Jesser
Navigating Medicare on your own is overwhelming and confusing. That’s why many people use the services of a Medicare insurance broker when it’s time for them to sign up for Medicare. What is a ...
by Tom Peterson
Downsizing your home is an arduous and daunting process. As you face a new phase of your life as an empty nester, keep this checklist on hand to help you in the process. Quick-Reference ...
by Tom Peterson
We are open! Twin City Underwriters has welcomed our staff back starting June 15th! Our communities have been through a lot over the last few months, and all of us at Twin City Underwriters are ...
by Kari Mellone
As you turn 65, if you’re still working you may be able to stay on your employer insurance. For many people in this position, they may not know if it’s better to keep their current insurance or switch ...
by Todd Lewison
If you have Medicare Part D or other drug coverage, drug costs can be a concern. One way to save money on prescription drug costs is to know the difference between preferred and standard drug costs. ...
by Tom Peterson
During these uncertain times, it can be very nerve-wracking not knowing if you can receive care if you need it. Many private practices are closed, but still offering care via the phone, computer and ...
by Debby Jesser
During these uncertain times, your health and safety is paramount. If you’re currently taking medication and are worried about visiting the pharmacy, now is the perfect time to switch to mail order ...
by Tom Peterson
One question we are asked consistently is, “What do I have to do if I will continue working past my 65th birthday?” For many Americans, they’re not ready or able to retire at 65 and want to continue ...
by Kari Mellone
If you receive Original Medicare coverage, you can travel anywhere within the United States and still be covered. If you travel outside of the United States, your coverage is limited. Here’s what you ...
by Todd Lewison
As you or a loved one approaches 65, there are many questions about Medicare. The first is usually the simplest: do I qualify for Medicare? There’s a lot of misinformation about Medicare and who ...