As autumn arrives, Medicare recipients will be bombarded with Medicare mail. Most of the time, it is just advertisements from organizations trying to sell you what they have to offer. However, there … [Read more...] about What is ANOC and Why Is It Important?
News
Buying Life Insurance for the Grandkids
As you age, it may be important to leave a piece of life’s greatness to your future generations. That can mean sharing an heirloom that has been passed down from prior generations, contributing … [Read more...] about Buying Life Insurance for the Grandkids
Medicare Commercials: Deciphering Fact from Fiction
Prepare yourself: we are about to enter the season of Medicare advertising. Soon you won’t be able to escape the barrage of mail, television, and online commercials about Medicare. Insurance … [Read more...] about Medicare Commercials: Deciphering Fact from Fiction
Get to Know Your Medicare Team at Twin City Underwriters
At Twin City Underwriters, we know how overwhelming the Medicare journey can be. Before joining, you’ll find yourself wondering – When do I apply? What type of plan is right for me? What … [Read more...] about Get to Know Your Medicare Team at Twin City Underwriters
What is a Fixed Annuity?
With multiple kinds of annuities available, it is important to know how each of them works. Looking at an annuity in its entirety, the common goal is to increase the value of the amount vested and … [Read more...] about What is a Fixed Annuity?
The Medicare Donut Hole: How Does It Work?
If enrolled in Medicare, the word donut hole may not leave you thinking of the tasty pastry. When it comes to Medicare drug plans, also known as Medicare Part D, knowing what to expect and how your … [Read more...] about The Medicare Donut Hole: How Does It Work?
How Much Life Insurance Do I Actually Need?
When it comes to life insurance, it is essential to define what you want to protect in the event of your passing. Determine your goal: perhaps you want to leave a legacy with a loved one or make sure … [Read more...] about How Much Life Insurance Do I Actually Need?
Staying Connected with Family Near and Far
There are so many ways to utilize technology to ensure we stay close and connected to loved ones who are away. Video Chats and Zoom events have become rituals for families with time zone … [Read more...] about Staying Connected with Family Near and Far
Dental Implants and Medicare
Dental care is essential to our overall health. When considering having dental work or dental implants done, remember first to check what dental coverage your current insurance provides. Original … [Read more...] about Dental Implants and Medicare
Understanding Life Insurance Beneficiaries
Let’s look deeper into the different types of beneficiaries that can be assigned and the idea behind each of them. We will also cover what kinds of things may trigger an update to the beneficiary … [Read more...] about Understanding Life Insurance Beneficiaries
Traveling with Medicare Advantage: What You Need to Know
Are you eager to check off a list of desired places on your travel bucket list? We look forward to hearing about your plans! As you buy your tickets and pack your bags, here are some planning … [Read more...] about Traveling with Medicare Advantage: What You Need to Know
How to Stay Safe and Beat the Heat This Summer
Summer! The season that makes us forget the cold of the previous months. The season that brings sports, graduations, outdoor activities, gardens, the Minnesota State Fair, and all sorts of fun in the … [Read more...] about How to Stay Safe and Beat the Heat This Summer
What Is An Annuity?
An annuity can play an important role in your retirement. Whether you are trying to increase your retirement savings, control some tax exposure while accumulating, or need guaranteed income, there are … [Read more...] about What Is An Annuity?
Helping a Parent with Medicare Coverage
Caring for aging parents can be stressful and overwhelming. Focusing on what you can control and where you can receive support in this situation can help lead to a better outcome. When supporting an … [Read more...] about Helping a Parent with Medicare Coverage
7 Ways Seniors Can Stay Sharp: Improve Mental Well-Being, Memory and Focus
In today’s day and age, one might find it easy to feel disconnected with the world. With that disconnection some may feel that their senses are dulled, or that their memory retention and focus have … [Read more...] about 7 Ways Seniors Can Stay Sharp: Improve Mental Well-Being, Memory and Focus
Life Insurance from Employers: Is it Sufficient?
Many people wonder if life insurance provided by employers offers sufficient coverage. If you were to pass unexpectantly, do you know if the policy benefit will cover your income and the expenses your … [Read more...] about Life Insurance from Employers: Is it Sufficient?
Don’t Forget to Schedule Your Annual Wellness Visit
Did you know that within the first 12 months of getting part B of Medicare, you get a free “Welcome to Medicare” preventive visit with your primary care provider? You do! Each year thereafter, … [Read more...] about Don’t Forget to Schedule Your Annual Wellness Visit
Traveling with Original Medicare and Medicare Supplements
Ready to fulfill your travel bucket list? Have your destination set and your passport in order? Have you considered your Medicare health coverage for your upcoming trip? We have you covered. Here is … [Read more...] about Traveling with Original Medicare and Medicare Supplements
Does Medicare Cover Prescription Lenses or Glasses?
With all the commercials, mailings, and other Medicare communication, you may wonder if your Medicare plan offers those extra benefits you hear people talking about. One of those extras might be … [Read more...] about Does Medicare Cover Prescription Lenses or Glasses?
What to Know About Your Medicare Card
When you start Medicare, it’s helpful to know exactly how to use your new Medicare card. Where should you keep it, when do you show it, and how do you keep it safe? We’ll cover all of this and more … [Read more...] about What to Know About Your Medicare Card
How Can Preexisting Conditions Affect Life Insurance Approval?
In What Ways Can Preexisting Conditions Affect my Approval for a Life Insurance Policy? Insurance companies look at two major factors when underwriting a life insurance policy: age and health. These … [Read more...] about How Can Preexisting Conditions Affect Life Insurance Approval?
3 Ways to Stay Active This Spring
As the weather warms and the flowers bloom, it’s a perfect time to get outside and reconnect with people, nature, and the things that bring us joy. Here are a few ways to get outside and stay active … [Read more...] about 3 Ways to Stay Active This Spring
Does Medicare Cover Basic Screenings?
Regular health screenings are one of the best ways to prevent disease and identify potential risk factors. Because of this, Medicare plans generally cover all basic screenings – and even some that are … [Read more...] about Does Medicare Cover Basic Screenings?
What Does a Life Insurance Broker Do?
Life insurance seems straightforward, but it can get complicated pretty quickly. If you’re confused about life insurance and which plan is right for you, it may be helpful to have a knowledgeable … [Read more...] about What Does a Life Insurance Broker Do?
Health Tips for Caregivers
Being the primary caregiver for a parent or loved one is difficult, both physically and emotionally. It’s important for caregivers to take care of their own health to prevent burnout and resentment. … [Read more...] about Health Tips for Caregivers