As you age and reach new life milestones – marriage, homeownership, the birth of a child, retirement – your life insurance needs will change too. This can create a challenge. You don’t want to pay for … [Read more...] about The Life Insurance Ladder Strategy
Has your life changed since you took out your life insurance policy? It’s very common. Perhaps you were newly married when you first signed up for insurance. Now you’re in a new home with a baby on … [Read more...] about How to Increase Life Insurance Coverage
When signing up for a life insurance plan, balance is important. You want to get the right amount of coverage for your needs and goals, without overpaying for coverage you don’t need. Unfortunately, … [Read more...] about How Much Life Insurance Do I Need?
It often feels like we hear about a new scam targeting seniors nearly every day. And while it’s true that Medicare fraud and similar schemes can be incredibly harmful, you can save yourself the worry … [Read more...] about Tips to Avoid Medicare Fraud
What Is a Medicare Advantage Plan? A Medicare Advantage Plan offers coverage through a private company instead of through government-provided Medicare. One way to receive your Medicare Coverage is by … [Read more...] about What is a Medicare Advantage Plan (And Do I Need One?)
For most people, the earliest you may start your Medicare is the first day of the month you turn 65. But the information gathering process starts long before that. Your research will likely begin … [Read more...] about Where to Find Medicare Information Meetings in Minnesota
From family reunions to Medicare webinars, social gatherings have moved online this year. One of the most popular meeting software tools is Zoom. Like in-person gatherings, you can still raise your … [Read more...] about How to Sign Up and Watch a Webinar on Zoom
Downsizing your home is an arduous and daunting process. As you face a new phase of your life as an empty nester, keep this checklist on hand to help you in the process. Quick-Reference … [Read more...] about How to Downsize Your Home [Checklist]
We are open! Twin City Underwriters has welcomed our staff back starting June 15th! Our communities have been through a lot over the last few months, and all of us at Twin City Underwriters are … [Read more...] about Twin City Underwriters is Opened
During these uncertain times, it can be very nerve-wracking not knowing if you can receive care if you need it. Many private practices are closed, but still offering care via the phone, computer and … [Read more...] about How to Use Telehealth Services Through Medicare
One question we are asked consistently is, “What do I have to do if I will continue working past my 65th birthday?” For many Americans, they’re not ready or able to retire at 65 and want to continue … [Read more...] about Do I Have to Sign Up for Medicare if I Don’t Retire at 65?
What is MyMedicare.gov? MyMedicare.gov is part of the government website for Medicare. Here you can see your personal Medicare statement. This will show you what your current plan and coverage … [Read more...] about How to Set Up MyMedicare.gov
Each year as Medicare changes, it can be hard to separate myth from truth. Your friends’ experiences with Medicare even just five years ago may not be the same as now. To add to the confusion, there’s … [Read more...] about 4 Myths About Medicare, Answered
Prescription costs and coverage is a huge concern for many people. As you approach Medicare eligibility, it’s important to understand your drug coverage options so that you can choose the best plan … [Read more...] about What is My Prescription Deductible with Medicare?
Did you receive life insurance from a company you used to work for years ago, but you’re not sure if you still have that life insurance? Do you know what your life insurance coverage is? It’s … [Read more...] about 5 Reasons Why You Should Revisit Your Life Insurance
Are you intimidated when you hear the phrase “sign-up for Medicare?” You don’t have to feel overwhelmed by this process! Check out our guide that covers how to sign-up for Medicare online. How Do I … [Read more...] about How to Sign-Up for Medicare Online
What is an Insurance Broker? An insurance broker matches you with the insurance that fits your needs. The insurance broker will find the best coverage based on your budget and will make … [Read more...] about What is an Insurance Broker and Why Would I Use One?
Medicare can be confusing, so it’s normal to have many questions about Medicare plans, the Annual Election Period, and more. Here’s where you can get helpful Medicare information in Minnesota. Where … [Read more...] about Where to Get Medicare Information in Minnesota
The Annual Election Period (AEP), also called as Open Enrollment, begins October 15. This is the time of the year when you can sign up for Medicare or switch to a new plan. Before the season begins, … [Read more...] about What You Need to Know Before Annual Election Period (AEP) Starts
Now that the kids have moved out and your free time doesn’t revolve around chauffeuring them to dance lessons, sports and school activities, you now have more time to take up some new hobbies. These … [Read more...] about Hobbies for Empty Nest Couples
There are a lot of questions regarding Medicare and its parts. Is Medicare Part D optional? What does Medicare Part D cover? If you have any of these questions concerning Medicare Part D prescription … [Read more...] about What is Medicare Part D and What Does is Cover?
Having scoliosis or other back makes exercise difficult. The good news is that there are a multitude of stretches than can improve your back issues and help you gain more mobility and relief. Chest … [Read more...] about Easy Stretches for Scoliosis and Other Back Problems
Did you know that Medicare Part A covers inpatient care, skilled nursing facility care, inpatient care in a skilled nursing facility (not custodial or long-term care), hospice care, and home health … [Read more...] about What is Medicare Part A and What Does it Cover?
Did you know that Medicare plans like Medicare Advantage, Medicare Supplement Plans, and Medicare Cost offer gym memberships and fitness programs? These beneficial programs help with improving your … [Read more...] about Does Medicare Cover a Gym Membership?
Have you been interested in getting a Medicare Advantage Plan, but don’t know the benefits compared to other Medicare plans? Here are the top 3 reasons why a Medicare Advantage Plan can be beneficial … [Read more...] about 3 Reasons Why to Choose a Medicare Advantage Plan